Scheme
₹25 Lakh
₹50,000 × 50 months
Maturity amount ₹25,00,000
Empowering IT professionals across Kerala through trusted financial solutions, community support, and member-driven growth. Building a secure financial future together.
Kerala State IT Professionals Co-operative Society Ltd.No.4515 (KSITPCS) is a member-owned financial institution dedicated to serving the IT professional community across Kerala.
ഒരു കേരള സർക്കാർ സഹകരണ സ്ഥാപനം
Established with the vision of empowering IT professionals with accessible banking services, we operate under the Kerala Co-operative Societies Act, providing comprehensive financial solutions tailored to the unique needs of our members.
Our cooperative is built on the principles of mutual support, democratic governance, and community welfare. We offer a wide range of deposit schemes and specialized financial products designed to support the growth and prosperity of Kerala's IT workforce.
As a member-centric organization, we are committed to maintaining transparency, competitive interest rates, and flexible terms that align with our members' financial goals and aspirations.
To provide accessible, transparent, and member-focused financial services that empower IT professionals in Kerala. We strive to foster financial independence, support entrepreneurial ventures, and build a strong cooperative community that works together for mutual prosperity and sustainable growth.
To become the premier financial cooperative for IT professionals in Kerala, recognized for excellence in service delivery, member engagement, and community development. We envision a future where every IT professional has access to trusted financial services that enable them to achieve their personal and professional goals.
At KSITPCS, we believe in the strength of unity and collaboration. As a cooperative run by members, for members, we are dedicated to keeping financial resources within our community, fostering local economic growth, and supporting each other's success. Together, we build a stronger, more prosperous future for Kerala's IT professionals.
Comprehensive banking solutions designed for IT professionals
Open a savings account with us and enjoy easy access to your funds, competitive interest rates, and a range of digital banking features. Perfect for managing your day-to-day finances with complete security and convenience.
Secure your future with our fixed deposit schemes offering attractive interest rates and flexible tenure options. Choose from various deposit periods and watch your savings grow with guaranteed returns.
Build your savings systematically with our recurring deposit plans. Start with as little as ₹500 per month and accumulate substantial savings over time with regular interest payouts and flexible deposit schedules.
Unlock the value of your property with our loan against property facility. Ideal for business expansion, higher education, or major expenses. Get substantial loan amounts at attractive interest rates with flexible repayment terms.
Participate in our Monthly Savings Scheme (MSS) to build disciplined savings with attractive returns. Choose from various schemes with different monthly installments and receive a substantial maturity amount at the end of the tenure.
Available Monthly Savings Scheme plans. Pay a fixed amount each month and receive the maturity amount at the end of the term.
Scheme
₹50,000 × 50 months
Maturity amount ₹25,00,000
Scheme
₹25,000 × 40 months
Maturity amount ₹10,00,000
Scheme
₹12,500 × 40 months
Maturity amount ₹5,00,000
Scheme
₹8,000 × 25 months
Maturity amount ₹2,00,000
Deposits carry a government guarantee. Please contact us for eligibility and full terms.
Effective from:
| Tenure Period | Interest Rate (p.a.) |
|---|---|
| 15 - 45 Days | 6.25% |
| 46 - 90 Days | 6.75% |
| 91 - 179 Days | 7.00% |
| 180 - 364 Days | 7.75% |
| 1 Year to Below 2 Years | 8.00% |
| 2 Years and Above | 8.10% |
| Senior Citizens (Age 60+) | +0.50% Additional |
| Savings Bank Account | 4.00% |
Convenient services to meet all your banking needs
Secure storage for your valuables, important documents, and precious items. Our lockers are maintained in a highly secure environment with modern security systems and controlled access.
Stay informed about your account activities with instant SMS notifications. Receive alerts for transactions, balance updates, payment reminders, and important announcements directly on your mobile phone.
Streamline your cash management with our daily collection service. Ideal for businesses, shops, and establishments with regular cash deposits. Our authorized personnel collect your deposits safely and credit them to your account promptly.
Transfer funds seamlessly across banks in India with our electronic transfer services. NEFT for regular transactions and RTGS for urgent high-value transfers.
Receive international money transfers quickly and securely through our Western Union service. Whether it's from family, friends, or business associates abroad, we facilitate hassle-free money receipt.
Access your accounts anytime, anywhere with our comprehensive digital banking platform. Manage your finances, pay bills, transfer funds, and more from the comfort of your device.
The elected board guiding KSITPCS
Board President
Honorary Secretary
Director
Director
Director
Director
Director
Director
Director
Director
Director
Director
Director
Stay updated with our latest announcements and news
Important updates and time-sensitive information
Current interest rates and financial updates
Upcoming events and member gatherings
We're here to help you with all your banking needs
Kerala State IT Professionals
Co-operative Society Ltd.No.4515 (KSITPCS)
ഒരു കേരള സർക്കാർ സഹകരണ സ്ഥാപനം
Thejaswini Annex, Technopark Phase 1,
Technopark, Trivandrum - 695581
Monday - Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed